Since the introduction of I-Phones, Americans have enjoyed – some would say become addicted- to the ubiquitous game applications such as Bejeweled and Angry Birds. Such games have become extremely profitable for developers for both in game fees and advertising. Not surprising, game users have found that the businesses hosting such games have found ways… Read More »
Earlier this week, the Consumer Financial Protection Bureau (CFPB) sued one of the country’s largest nonbank mortgage loan servicers, Ocwen Financial Corporation, and its subsidiaries for failing borrowers at every stage of the mortgage servicing process. The Bureau alleges that Ocwen’s years of widespread errors, shortcuts, and runarounds cost some borrowers money and others their… Read More »
Weltman, Weinberg & Reis, based in Cleveland, Ohio, regularly collects debt related to credit cards, installment loan contracts, mortgage loans, and student loans. It collects on debts nationwide but only files collection lawsuits in seven states: Illinois, Indiana, Kentucky, Michigan, New Jersey, Ohio, and Pennsylvania. The CFPB alleges that the firm engaged in illegal debt… Read More »
On September 6, 2016, a for-profit “college’, ITT Education Services, abruptly closed its 130 campus which operated under the business name “ITT Technical Institute.” The decision to close was after the U.S. Department of Education decided to deny ITT the ability to obtain further federal student loan funds. ITT- like many other “for profit colleges”-… Read More »
FDCPA CLASS SETTLEMENT AGAINST REAL TIME RESOLUTIONS The Law Firm of Robert W. Murphy is pleased to announce that the Honorable United States District Court Judge William P. Dimitroules has granted preliminary approval of a class action (“RTR Class Action”) under the Fair Debt Collection Practices Act (“FDCPA”) against Real Time Resolutions (“RTR”). The Preliminary… Read More »
The Law Office of Robert W. Murphy has represented seniors to recover money lost in a wide variety of scams and cons, many of which were set-up to purposeful target elderly persons. The law-breaking businesses included car dealers who tricked veterans and widows into buying expensive and unnecessary life and disability insurance which would never provide any benefit to the retired seniors when… Read More »
During the last two decades, Attorney Murphy has been litigating against unscrupulous car Florida dealers from the Panhandle to the Keys. The variety of fraudulent conduct has ranged from the commonplace “five-finger fan” practice of hiding the terms of a contract with the spread of a palm to the less common but more extreme misconduct of selling cars hashed… Read More »
In recent months, the public has becoming increasing aware that student loan collectors and servicers have been engaging in unfair practices with the respect to the collection of defaulted student loans. Under the United States Department of Education contracts with third-party debt collectors, the collectors are given the responsibility for both collecting defaulted student loans… Read More »
Attorney Murphy was the faculty chair for the Practising Law Institute’s “Representing the Pro Bono Client: Consumer Law Basics 2016” Program in San Francisco, California on July 22, 2016. Mr. Murphy has chaired the Program since 2009. This years’s agenda covered all aspects of consumer law from automobile fraud to mortgage servicing to debt collection… Read More »
On July 19, 2016, Attorney Murphy presented on the topic of “Assisting Financially Distressed Students” at the annual Student Legal Services Section Conference, National Legal Aid and Public Defenders Association (“NLADA”) in Iverness, Florida. The Section is composed of legal professionals who work in college student legal services offices throughout the country NLADA is America’s… Read More »