Consent Decree Against Nissan Motor Acceptance for Deceptive Repossessions

2019 Nissan Altima

Today, the Consumer Financial Protection Bureau (Bureau) issued a consent order against Nissan Motor Acceptance Corporation (Nissan), an auto financing subsidiary of Nissan North America, Inc., which services auto loans and leases originated by Nissan and Infiniti dealerships nationwide.  Nissan’s servicing operations are headquartered in  Irving, Texas.  The Bureau found that Nissan and its agents:… Read More »

Attorney Murphy Speaks at University of Pretoria International Consumer Law Conference

Attorney Murphy was invited by the University of Pretoria, South Africa to speak at the Fourth Bi-Annual International Consumer Law Conference on the topic of the “Secured Transactions for Movable Goods.” Attorney Murphy participated on the panel with Letitia James, the New York Attorney General, and Professor Anthony Idigbe from the University of Lagos, Nigeria…. Read More »

Attorney Murphy Appointed to Broward County Consumer Protection Board

Attorney Robert W. Murphy was appointed today to the Broward County Consumer Protection Board.  The Board was  created by the County Commission to promote, protect, and improve the health, safety, and welfare of the residents of Broward County by hearing consumer complaints submitted against businesses operating in Broward County where unfair, deceptive or illegal activity… Read More »

Ford Recalls Defective Lincolns and Nautilus Vehicles

Ford car emblem

Ford recalls about 26,000 vehicles over potential issues from damaged wiring. Fox Business (7/21, Genovese, 1.73M) reports Ford is recalling about 26,000 vehicles in North America to deal with “potential safety issues from damaged airbag wiring to overheating seats.” On Tuesday, officials indicated that the action applies to “select 2016-2020 Lincoln MKX models, Nautilus vehicles… Read More »

The COVID-19 Effect: Grappling with Aggressive Debt Collectors

close up man hand opening empty wallet over calculator , debt expense bills monthly and credit card at the table in home office , managing payroll,money risk financial concept

The COVID-19 pandemic has taken a financial toll on consumers and small businesses, but the debt collection industry keeps going. Federal, state, and local governments have temporarily paused collection of some debts owed to the government (e.g. student loans and federally-backed mortgages), but private collectors continue to collect credit card debt, medical bills, and more…. Read More »

COVID Foreclosure Tidal Wave Is Predicted

The Law Office of Robert W. Murphy has been assisting homeowners prepare for the anticipated wave of foreclosures in the wake of the COVID 19 financial crisis.  Based on our discussions with homeowners, we are finding that minorities in Florida will be especially hard hit. A new National Consumer Law Center (“”NCLC”) policy brief “A… Read More »

Scam Debt Collectors Are Busy During Shutdown

The Murphy Law Firm has seen a significant spike in scam debt collectors calling consumers during the COVID-19 Shutdown.  These out-of-state unlicensed debt collectors make harassing calls to consumers and use false statements, deceptive practices and even threats in their attempts to extort money.  Recent enforcements actions include claims against: IKS & Associates, LLC, a… Read More »

The COVID-19 Crisis: Credit Reporting

Close up shot of a young adult man reading the mail in the living room and worried about his credit card payments

Since the COVID-19 crisis started, the Murphy Law Firm has been receiving many calls from worried consumers. Many people are rightly concerned that the loss of income will result in damage to credit reports as accounts go into arrears. The COVID-19 crisis will damage the credit reports of tens of millions of consumers, who will… Read More »